Turn Motivation Into Academic Success and Financial Wisdom
Transform the cost of raising your child into motivation, not entitlement. Build healthy, productive habits through our research-based reward system for grades 7-12.
Research-Based System for Life Preparation
Consistent with child development theory, our program builds healthy, productive habits starting at grade 7 when serious life preparation should begin.
Grade Tracking
Track academic performance with automatic reward calculations based on performance.
Financial Allocation
Learn proper money management with automatic allocation to teach real-world financial skills.
Behavior Bonuses
Earn bonus rewards for positive behavior and character development beyond academics.
Progress Analytics
Visualize academic and financial progress with detailed reports and insights over time.
How It Works
School replicates your 40-hour work week with tasks, goals, and evaluations. Our system transforms this workplace primer into motivation and life skills.
Enter Grades
Parents or students input academic grades with automatic reward calculations based on performance.
Auto Allocation
Funds are automatically allocated to taxes, retirement, savings, and weekly budget for real world learning.
Behavior Bonuses
Reward positive character development in age-appropriate reward tiers and bonuses.
Track Progress
Monitor academic and financial progress with detailed analytics and insights over time.
Why Centsible Scholar is Different
Many programs offer arbitrary rewards for grades, others evaluate behavior, while still others teach money management. We integrate all three goals in one cohesive, motivational teaching tool that transforms parenting costs into life preparation, not entitlement.
Impact of Centsible Scholar's Motivational Strategies
Financial Rewards for Academics
Earn real money for your academic performance. Every grade counts toward your financial rewards.
Base rewards for all passing grades
Objectives:
- $Eliminates criticism and micromanagement by parents
- $Develops intrinsic motivation within the student
- $Realizes significant financial reward or loss for performance
- $Develops a work ethic with consequential rewards
Behavior Assessment Bonus
Good behavior and character development earn you bonus multipliers on top of your academic rewards.
1-20% bonus on total rewards
Objectives:
- ⭐Eliminates parents' criticism of students' maladaptive behaviors
- ⭐Creates positive conversation with students about virtuous behavior
- ⭐Rewards financial bonuses for desirable behaviors
- ⭐Develops an understanding of principled actions and character
Financial Education Bonus
Complete financial literacy lessons and quizzes to unlock additional bonus payments.
1-5% bonus for learning
Objectives:
- 🎓Improves knowledge of finance and money management
- 🎓Applies financial knowledge to daily choices and lifestyle
- 🎓Teaches students impact of taxes, retirement planning, and savings
- 🎓Learns to live on 50% of earned income and saving 25% of income
The program replicates real world, adult considerations and teaches by experience.
What Makes Us Unique
Grade Improvement Multiplier
Unlike other programs that pay flat rates, we reward improvement with grade multipliers.
C to B = 2x rewards | B to A = 3x rewards
Beyond Grades: Character Matters
While others focus only on test scores, our behavior assessment system rewards character development and life skills.
Holistic development + Bonus rewards
Financial Education Built-In
Other programs just hand out money. We teach real-world financial skills through automatic allocation categories.
Learning money management while earning
Centsible Scholar can change a child's life and parents too !!
Join thousands of families transforming academic performance and financial literacy together.
What Families Are Saying
See how Centsible Scholar is transforming families across the country.
"My daughter's grades improved dramatically once she understood the reward system. She's also learning valuable money management skills that will serve her for life."
Sarah J.
Mother of a 9th grader
"The behavior tracking feature has been amazing. Knowing that not only getting better grades but also being more responsible and family-oriented earns rewards has transformed our home."
Mike R.
Father of 7th grader
"This system teaches kids what schools don't - the automatic allocation to savings and taxes gives them real-world preparation for their future. The gamification for learning is perfect!"
Jennifer C.
Mother of a 10th Grader
Message from the Creator
Gerald M Rich, PhD, LMFT
Creator, Centsible Scholar
I am a licensed family therapist and for the last 30 years much of that time has been advising parents and their children how to improve their performance, especially academic and behavioral performance. We are what we think and what we do. In that vein, we can make good habits or bad habits; the choice is yours, as a parent and an individual. The Centsible Scholar program is designed to direct, guide and support healthy, productive habits in the family.
Have you ever consider school to be a primer for the workplace? It is most certainly. School is the children's workplace, a primer to their own [future] workplace and a primer to life in general. School replicates the work life of most parents' 40 hour work week, with assigned tasks, goals, objectives and performance evaluations.
Moreover, it is estimated that the cost of raising a child from birth to age 18 is between $250,000 to $500,000, upwards of $1 million or more for college. That is a lot of money that could be used for motivation rather than teaching entitlement. The Centsible Scholar program suggest a carefree childhood through grade 6; thereafter preparation for life should begin in earnest. This demarcation is consistent with child development theorists as is our reward program. Thus, this is a researched based program.
Our family coaches will be available for telephone consultation by appointment. We want to personally support you and your child's academic and behavioral excellence.
Centsible Scholar can change a child's life and parents too !!
Join thousands of families building both academic excellence and financial literacy.